I Need to Lower my Mortgage Payment (Refi existing loan)

Where is your home located?

What kind of home do you currently own?

It can make a difference in the interest rate you get.

How are you using this home?

This will affect your home loan options.

Are you (or your spouse) a veteran or active duty military?

If so, you may qualify for a VA Interest Rate Reduction Loan (IRRRL).

What is the value of your home?

What is the balance of your current loan?

What is your current interest rate?

What is your current monthly payment?

Do you have a second mortgage or a home equity line of credit on this property?

What is the balance of your second mortgage or home equity line of credit?

Do you want to borrow additional cash when you Refinance?

What's your annual income before taxes?

Do you know your credit score?

It's ok to estimate

Are you self-employed?

Have you had a bankruptcy, foreclosure, or short sale in the past 4 years?

Experiencing one of these events doesn't mean that you can't get a loan, but it can affect your eligibility for certain loan programs.

Almost there! What is your name?

Nice to meet you. What is your email address?

What is the best number to reach you?

Thank you!

We have received your request and will contact you shortly.