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Current posted rates are in effect as of 09/25/2009 4:31:38 PM Central Time.
Rates are subject to change without notice.

Note: Rates don't include any price adjustments due to property or documentation type, credit score, etc. they are subject to change at any time and without prior notice. These are used for reference only.

* Prepaid Interest: Actual number of days may be less than 30 days.
** APR items do not denote all closing cost items. Quintal Mortgage will issue Good Faith Estimate within 3 days receiving your loan application.
*** All rates and programs subject to loan underwriting and approval and may be subject to change, depending on your individual circumstances.

to view the different  Programs Highlight

Conforming - 30 yr Fixed
RatePointsAPRLock Days
4.250%1.500%4.474%12
4.750%0.750%4.914%12
5.000%0.250%5.122%12
The APR is calculated using a loan amount of $250,000 and these typical fees.


Conforming - 5/1 ARM
RatePointsAPRLock Days
4.000%1.500%3.371%12
4.250%0.750%3.297%12
4.500%0.250%3.223%12
The APR is calculated using a loan amount of $250,000 and these typical fees.


Conforming - 7/1 ARM
RatePointsAPRLock Days
4.000%0.750%3.298%12
4.250%0.250%3.227%12
4.500%0.500%3.237%12
The APR is calculated using a loan amount of $250,000 and these typical fees.


Conf/Jumbo - 30 yr Fixed
RatePointsAPRLock Days
4.750%1.250%4.892%12
5.000%0.250%5.055%12
5.250%0.000%5.283%12
The APR is calculated using a loan amount of $750,000 and these typical fees.


Conf/Jumbo - 5/1 ARM
RatePointsAPRLock Days
4.250%0.250%3.157%12
4.500%0.500%3.164%12
The APR is calculated using a loan amount of $750,000 and these typical fees.


Conf/Jumbo - 7/1 ARM I/O
RatePointsAPRLock Days
4.000%1.250%3.238%12
4.250%0.500%3.168%12
The APR is calculated using a loan amount of $750,000 and these typical fees.


Portfolio - 3/1 ARM
RatePointsAPRLock Days
6.250%1.500%3.860%30
6.500%1.000%3.726%30
6.750%0.500%3.594%30
The APR is calculated using a loan amount of $1,000,000 and these typical fees.


Portfolio - 5/1 ARM
RatePointsAPRLock Days
6.500%1.500%3.938%30
6.750%1.000%3.809%30
7.000%0.500%3.681%30
The APR is calculated using a loan amount of $1,000,000 and these typical fees.


Portfolio - HELOCS
RatePointsAPRLock Days
4.250%0.500%4.729%15
The APR is calculated using a loan amount of $100,000 and these typical fees.


Commercial - 3/1 ARM
RatePointsAPRLock Days
6.250%1.250%4.131%30
6.750%1.000%4.151%30
The APR is calculated using a loan amount of $1,750,000 and these typical fees.


Commercial - 5/1 ARM
RatePointsAPRLock Days
6.500%1.250%4.195%30
7.375%1.000%4.249%30
The APR is calculated using a loan amount of $1,750,000 and these typical fees.


Commercial - 7/1 ARM
RatePointsAPRLock Days
7.500%1.250%4.330%30
7.625%1.000%4.340%30
The APR is calculated using a loan amount of $1,750,000 and these typical fees.

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